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Life Insurance Lewisville May Be Harder to Be Approved for If a Policyholder Smokes Weed

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Life insurance coverage brokers in Lewisville, says there are a number of the explanation why a life insurance coverage firm may deny protection, together with those that smoke weed.

One of many prime well being and life insurance coverage brokers in Lewisville, says that whereas a life insurance coverage firm can not change charges or cancel an present coverage, extra of them are denying new candidates.”

— Rick Thornton

LEWISVILLE, TEXAS, USA, June 21, 2023/ — Life insurance coverage Lewisville is definitely attainable for many Individuals. However occasionally, sure elements might stand in the way in which of somebody being accepted for protection. Conventional examples would possibly embrace a particular person’s driving report, occupation, age, and even sure medical and psychological well being situations.

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Many life insurance coverage corporations in Lewisville are leaping on board with this prepare of thought and may verify utilization primarily based on required medical exams and drug exams. And a lot of their decision-making concerning whether or not somebody is denied or accepted at a increased premium boils down to how usually they smoke weed, the way it’s consumed, and if the aim for smoking weed is for medical functions or leisure. Even when the use is for medicinal functions, a life insurance coverage firm should be leery provided that it’s probably getting used for a situation they don’t look favorably upon in the course of the utility course of. If you’re employed within the hashish business, most insurance coverage corporations will reject your life insurance coverage utility, no matter the place you reside and work. Whereas marijuana is authorized on some degree in a majority of the U.S., it’s not authorized federally, which prevents most insurers from providing insurance policies to staff within the hashish business — anybody in any unlawful occupation will see their utility denied.

Rick Thornton, one of many prime well being and life insurance coverage brokers in Lewisville, stated the excellent news for weed people who smoke is that a life insurance coverage firm can’t cancel your coverage or change charges if you have already got a coverage with them and select to smoke weed after the actual fact.

Insurance4Dallas, (I4D), helps insure all of Texas, Oklahoma, Arkansas, Arizona, Louisiana, New Mexico, Alabama, Virginia and Florida. Insurance4Dallas offers shoppers with detailed info on medical health insurance with the power to buy medical health insurance on-line. Insurance4Dallas offers a full spectrum of well being, dental, imaginative and prescient, life and ancillary insurance coverage merchandise, offering a various choice of value and profit choices complemented by private customer support. Accessible by way of telephone, e-mail or fax, Insurance4Dallas solutions shopper questions all through the buying course of and in the course of the utilization of its medical health insurance insurance policies. 

Rick Thornton
+1 469-766-4769
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Life insurance coverage Lewisville could also be tougher to be accepted if a policyholder smokes weed


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